Buying Guide

Establish your budget before you start

It is advisable to discuss your financial situation with either an independent financial advisor or a mortgage provider so that you know what price of property you can afford. This can avoid disappointments and delays!

Register with Michael Moon

You can register with us either online, by phone or by calling into our offices, where one of our staff will be delighted to assist you with your search.

Once we know your requirements we will match you with all properties that meet your criteria. Details of property can be sent via Text/SMS, Email or post.

Viewings

Our Offices are open for viewings 9.00 am – 5.30 pm Monday to Friday, 9.00 am – 4.00 pm Saturday and 11.00 am – 4.00 pm Sunday.

In some cases where Vendors like to show their own properties viewings can be arranged at times to suit both parties.

Making an Offer

Once you have found the property that is right for you – you can make an offer which we will be happy to put forward to the Vendor.

Be prepared to give us as much information as possible regarding your situation i.e. if you are a first time buyer, whether you have a property to sell and if you have a buyer, who your selling agent is. We will also need to know how you plan to finance the purchase.

Giving us as much information as possible at this stage can put you in a much stronger position.

Offer Accepted

Your initial offer may be accepted straight away, but there may need to be negotiations before we can agree an acceptable offer.

Once accepted we will need to know which solicitor you are instructing to act for you in the transaction so that a Memorandum of Sale can be issued. This document gives all the details of the sale.

Conveyancing

Your solicitor will be able to advise you on all the legal implications involved in the buying process. We will communicate with your solicitor during the transaction and do our best to bring the sale to a satisfactory conclusion.

Mortgage Valuation/Survey

Your mortgage company will arrange for a valuation to be carried out on the property. Once completed and provided they are satisfied they will issue their formal mortgage offer to you.

Exchange & Completion

Once all issues are resolved your solicitor will look to “exchange contracts” with the Vendor’s solicitor. It is normal practice that a 10% deposit of the purchase price is handed over at this stage.

A completion date is then set to suit all parties and once completion has taken place you can move into your new home!